75 payment providers. Calisto Wallet with 0% processing. Eleven regions. Country and product routing.
75 payment gateways across 11 regions with country and product routing. Automatic failover with backup provider chains. Calisto Wallet — a platform-wide payment method with 0% processing charges; every Calisto subscriber has a wallet, and any wallet holder can pay at any Calisto-powered business. Transaction list, refund processing, and dispute management. Gift cards with Apple and Google Wallet passes. Settlements and reconciliation. Split payment for multi-tender checkout. 12 BNPL providers. Fiscal compliance with e-invoicing.
75 gateways. 11 regions. Country routing. Product routing. Automatic failover.
Connect the payment providers your markets use. Route transactions by country — Stripe in the US, Mollie in Europe, Razorpay in India, M-Pesa in Kenya, Mercado Pago in Brazil, Azul in the Dominican Republic. Route by product — POS through one provider, booking engine through another. Automatic failover with backup provider chains and retry.
Africa. Asia Pacific. Europe. Latin America. Caribbean. MENA. Eleven regions. Seventy-five gateways.
75 payment gateways organized across 11 regions. Each gateway implements a unified interface — connect via API keys or OAuth, and the gateway handles authorization, capture, refund, and webhook reconciliation. Connect one gateway or connect ten. Each serves the countries and payment methods it supports. The routing engine resolves which gateway handles which transaction.
North America & Global
The global defaults.
Europe
Western and Northern Europe, Scandinavia, Switzerland.
Iberia
Spain and Portugal.
Latin America
Brazil, Mexico, Colombia, Chile, Peru, and across the continent.
Caribbean & Central America
The Dominican Republic, Honduras, Trinidad, and the Caribbean.
Africa
Kenya, Nigeria, Ghana, Côte d’Ivoire, Egypt, South Africa.
MENA
UAE, Saudi Arabia, and the Middle East.
Asia Pacific
India, China, Southeast Asia, Japan, South Korea, Vietnam.
Central Asia & Eastern Bloc
Kazakhstan, Georgia, Uzbekistan.
Creator Economy
Specialized gateways for creator monetization and cryptocurrency.
Buy Now Pay Later
Buy now pay later across markets.
Transactions. Refunds. Disputes. Settlements. Reconciliation.
Transaction list with full lifecycle tracking. Refund processing — full and partial refunds through the originating gateway. Dispute management for chargebacks needing response. Settlements tracking processor payouts to the bank. Reconciliation matching settlements against expected transaction totals.
Transactions. Refunds. Disputes. Settlements. Reconciliation.
Five daily-driver surfaces. Transactions shows every payment processed. Refunds handles full and partial refund processing. Disputes manages chargebacks needing response. Settlements tracks processor payouts to the bank. Reconciliation matches settlements against expected totals.
Transactions
Transaction list with full lifecycle tracking. Every payment processed across all selling surfaces — amount, gateway, status, timestamp. Filterable by date range, status, gateway, and source.
Refunds
Refund processing. Full and partial refunds routed through the originating gateway. Refund list with status tracking and original order reference.
Disputes
Chargeback and dispute management. Disputes needing a response surface with deadline tracking. Submit evidence. Track resolution status.
Settlements
Processor settlement tracking. Payouts from payment processors to the bank account. Settlement amounts, dates, and status per processor.
Reconciliation
Settlement reconciliation. Match processor settlements against expected transaction totals. Identify discrepancies between processed and settled amounts.
A payment method with 0% processing. Every subscriber has a wallet. Pay at any Calisto-powered business.
Calisto Wallet is a platform-wide payment method. Every Calisto subscriber gets a wallet. Any wallet holder can pay at any Calisto-powered business with 0% processing charges — no card network, no interchange, no gateway fee. The wallet admin ledger tracks every transaction. Payouts manage operator and referral disbursements. Wallet analytics tracks adoption, volume, and network-effect metrics. Gift cards with Apple and Google Wallet pass generation.
0% processing. Every subscriber has a wallet. Pay at any Calisto-powered business.
Calisto Wallet is a payment method, not just a balance. Every Calisto subscriber gets a wallet. Any wallet holder can pay at any Calisto-powered business with zero processing charges. The wallet ledger tracks every transaction. Payouts manage operator and referral disbursements. Wallet analytics tracks adoption and network-effect metrics. Gift cards with Apple and Google Wallet pass generation.
Calisto Wallet
A platform-wide payment method with 0% processing charges. Every Calisto subscriber has a wallet. Any wallet holder can pay at any Calisto-powered business — no card network, no interchange, no gateway fee. Appears as a payment option at checkout alongside cards and BNPL. The more businesses on Calisto, the more wallet holders, the more useful the network.
Wallet Ledger
Admin ledger showing every wallet transaction — orders, top-ups, payouts, adjustments — with source, state, and amount. Manual credit and adjustment with reason code.
Wallet Payouts
Operator and referral payout queue. Payout requests with approve and reject workflow. Pending payout count surfaced on the dashboard.
Wallet Analytics
Network-effect metrics. Wallet adoption rate, transaction volume, balance distribution, and cross-business payment flow analytics.
Gift Cards
Gift card management. Create cards, check balances, redeem, top up. Apple and Google Wallet pass generation so the gift card lives on the customer's phone.
Payment methods. Split payment. BNPL. Fiscal compliance.
Payment method configuration per checkout surface — enable, disable, reorder payment methods. Split payment for multi-tender checkout (cash + card, card + wallet). 12 Buy Now Pay Later providers across global markets. Fiscal compliance with e-invoicing and regional tax configuration.
Payment methods. Split payment. 12 BNPL providers. Fiscal compliance.
Payment method configuration per checkout surface. Multi-tender split payment for combining payment methods. 12 Buy Now Pay Later providers across global markets. Fiscal compliance with e-invoicing, tax configuration, and regional receipt requirements.
Payment Methods
Payment method configuration per checkout surface. Enable, disable, and reorder payment methods. Configure which methods appear on POS, Sites, Kiosks, and other surfaces.
Split Payment
Multi-tender checkout configuration. Allow customers to split a transaction across multiple payment methods — cash + card, card + wallet, card + gift card.
BNPL
12 Buy Now Pay Later providers across global markets — Afterpay, Klarna, Affirm, Sezzle, Zip, Tabby, Tamara, Atome, hoolah, Grab PayLater, Pace, and ShopBack PayLater.
Fiscal Compliance
E-invoicing and regional tax configuration. Fiscal receipts per jurisdiction. Country coverage for fiscal compliance requirements.
75 gateways. Routing. Transactions. Settlements. Wallet. BNPL. Nothing extra.
High-Performance Ops. Zero Monthly Overhead.
Get all 15 Core modules at no monthly cost. You only pay 2% of processed revenue.